INSIGHTS

#LenderRiskManagement
SBA NEWS FLASH: 7(a) AND 504 LOAN VOLUME AT MID-YEAR
Loans under the 7(a) program are 13% below this time last year, Live Oak maintains top spot, while Newtek makes a move.  The last time we checked in on loan volume under the… READ MORE >
  |   07.12.2019
#ASTME1527
EDR’s Update on Revisions to the U.S. SBA’s Environmental Policies and Procedures (SOP 50 10 5(K))
On April 1, 2019, the U.S. Small Business Administration’s new version of environmental policies and procedures took effect (SOP 50 10 5(K)). In a timely track that opened the June Environmental Bankers Association… READ MORE >
  |   07.01.2019
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NEWS UPDATE: U.S. SBA Officially Adopts $500,000 Appraisal Threshold
The agency’s action brings its appraisal threshold in line with federal bank regulators. The U.S. Small Business Administration just announced an important change to its 7(a) and 504 loan program appraisal requirements, effective… READ MORE >
  |   03.28.2019
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U.S. SBA Returns from Shutdown with a New SOP 50 10 5, Effective April 1st
Minor Revisions to Environmental Policies and Procedures Just three weeks after the federal shutdown ended, the U.S. Small Business Administration issued a new SOP 50 10 5. Version (K) will supersede the current… READ MORE >
  |   02.21.2019
#BusinessIntelligence
1Q19 Construction Lending Update
NOTE TO READERS: This article was just published in the inaugural edition of the CLRM Journal, a publication dedicated to construction lender risk management and distributed to construction lenders and equity capital providers … READ MORE >
  |   02.04.2019
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Government Shutdown Puts Federal Lending Programs on Hold
“Due to the lapse of government funding, SBA will remain inactive until further notice.”  As we all settle back into work in the New Year,  be aware that the partial federal government shutdown… READ MORE >
  |   01.03.2019
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SBA Lending Ends FY18 at Lowest Level in Four Years
…yet average loan size reached eight-year peak For the second consecutive year, volume under the U.S. Small Business Administration’s popular 7(a) program declined in Fiscal Year 2018, which ended on September 30th… READ MORE >
  |   11.01.2018
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Happy New Fiscal Year! Market Readies Itself For Changes To SBA’S Environmental Requirements
** Part II of our webinar series on the new SOP was held yesterday, October 19, for 400 attendees across the U.S. If you missed it, the replay is available here with detailed… READ MORE >
  |   10.16.2017
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SBA Kicks Off New Year With New SOP, New Head
Just a few months ago, the U.S. Small Business Administration ended Fiscal Year 2016 on a high note with loan volume up over the previous year. The agency also just rebranded its flagship… READ MORE >
  |   12.14.2016
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NEWS ALERT: An SBA Loan Program By Any Other Name…
U.S. SBA Renames Core 7(a) and 504 Loan Programs The U.S. Small Business Administration is rebranding its flagship 7(a) and 504 loan programs to “better reflect their purposes and improve borrower understanding of… READ MORE >
  |   11.04.2016