INSIGHTS

What The FDIC’s Latest Statement Means for Community Banks
“The evidence strongly supports…that the best way to preserve the long term health and vibrancy of community banks…is to ensure their core strength is preserved: strong capital, strong risk management and fair and… READ MORE >
  |   10.13.2014
NEWS FLASH: SBA SOP 50 10 5(G) Takes Effect Today
ASTM E 1527-13 Recognized in SOP 50 10 5, Effective 10/1/14 Are you a Small Business Administration (SBA) lender under the agency’s 7(a) or 504/CDC programs? Or an environmental professional who supports these… READ MORE >
  |   10.01.2014
Collateral360
Already a Collateral360® user? Imagine one system that allows you to manage all your property due diligence from a single dashboard: from appraisal procurement, to environmental investigations, flood certificates, collateral site inspections, tax… READ MORE >
  |   09.09.2014
LoanCheck® Environmental Reports
EDR’s LoanCheck® products provide a cost-effective and sensible approach to managing environmental risk on small balance loans. This includes loans backed by the U.S. Small Business Administration that require a Record Search with… READ MORE >
  |   08.20.2014
Environmental Risk Rating
The Environmental Risk Rating (ERR), accessed through Collateral360, can help you determine a property’s environmental risk. Using EDR’s ToxiCheck® to classify the property’s environmental risk as “low” or “elevated,” the ERR provides you… READ MORE >
  |   08.20.2014
The Simplest Ways to Get the Most of the Lender Portal
You may have been coming to EDR for environmental risk information on the properties you lend on for years but, did you know we now offer much more for lenders? You’ve got your… READ MORE >
  |   08.14.2014
This Week’s Fed Lender Survey: Is the Glass Half Full? Or Half Empty?
Signs of Gradual Healing Continue in Lending Sector While all of us were all settling into our work weeks after another summer weekend, the Federal Reserve released its much-anticipated July 2014 Senior Loan… READ MORE >
  |   08.05.2014
NEWS FROM THE OCC: The Good and Not-So-Good on Lender Risk Management
Stern Warning from OCC As Banks Ease Underwriting Loan growth is up moderately, and with it, competition among lenders for new business. Underwriting is easing as a result—and that has regulators concerned. July’s… READ MORE >
  |   08.04.2014
Fighting Words for Community Banks: Be a Champion of Change or a Victim
One of the key challenges raised by the lender panel at EDR’s Annual Client Summit last month was the rising burden of compliance chores. What used to take one person part-time now easily… READ MORE >
  |   06.14.2014
U.S. SBA TIP SHEET: Avoiding Environmental Screen Outs
NOTE TO EDR INSIGHT READERS: This Tip Sheet was created by the U.S. Small Business Administration’s Environmental Committee based on the thousands of environmental investigations they review each year. It is being redistributed READ MORE >
  |   01.16.2014