INSIGHTS

#CollateralMonitoring
Banks, Credit Unions at Odds Over New Evaluation Rule
After a long period of stasis, there has been a cascade of updates to Federal regulations on when real estate appraisals are required by lenders. The shift began in 2018 when the Office… READ MORE >
  |   08.20.2019
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Is Your Bank's Appraisal Policy Up to Par? Tips from the Experts
Yesterday EDR, in collaboration with the ICBA, hosted a webinar titled “Are Your Appraisal Policies & Procedures Compliant?” The focus was on the types of things that trip up banks during an audit… READ MORE >
  |   09.20.2017
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Feds Warn Banks to Be Prudent: Gentle Warning? Reminder? or High Alert?
Institutions’ commercial real estate lending is once again under fire from regulators. Last month, I published an EDR Insight brief about the OCC’s twice-yearly report from examiners that highlighted an easing of underwriting… READ MORE >
  |   01.14.2016
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3 Things I Learned at RMA 2015: Loan Monitoring Is The “Next Shoe to Drop”
I had the pleasure of attending this week’s annual conference of the Risk Management Association in one of my favorite cities: Boston. The conference brought together nearly 600 professionals at every level of… READ MORE >
  |   11.05.2015
#CollateralMonitoring
Monitoring Collateral Risk Over Life-of-Loan
Commercial real estate lenders have traditionally given close attention to conducting property due diligence during loan origination. However, many are less vigilant post-closing, and property held as collateral often goes unmonitored over the… READ MORE >
  |   10.23.2015