INSIGHTS

#LenderRiskManagement
Not All Banks Created Equal - Disparity in Lending by Asset Size
Capital for real estate deals is becoming increasingly available—at least on an aggregate level. Originations of commercial real estate loans are now well above the lows of 2009 and 2010. On another positive… READ MORE >
  |   10.31.2014
#LenderRiskManagement
Bank IT Spending in 2014 to Focus on Efficiency
The market forecasts for 2014 are more promising than they have been since 2007. With the downturn receding into the rear view mirror–but the lessons learned still in sharp focus, there is more… READ MORE >
  |   10.31.2014
#BusinessIntelligence
What Challenges Keep Lenders Up At Night?
At a time of market recovery coupled with unprecedented regulatory pressures, banks, credit unions and other lenders are contending with increasing challenges. Last month, EDR Insight conducted its Benchmark Survey: Lenders’ Scopes of… READ MORE >
  |   10.21.2014
#LenderRiskManagement
What The FDIC’s Latest Statement Means for Community Banks
“The evidence strongly supports…that the best way to preserve the long term health and vibrancy of community banks…is to ensure their core strength is preserved: strong capital, strong risk management and fair and… READ MORE >
  |   10.13.2014
#LenderRiskManagement
NEWS FLASH: SBA SOP 50 10 5(G) Takes Effect Today
ASTM E 1527-13 Recognized in SOP 50 10 5, Effective 10/1/14 Are you a Small Business Administration (SBA) lender under the agency’s 7(a) or 504/CDC programs? Or an environmental professional who supports these… READ MORE >
  |   10.01.2014
#ProductInformation
The Simplest Ways to Get the Most of the Lender Portal
You may have been coming to EDR for environmental risk information on the properties you lend on for years but, did you know we now offer much more for lenders? You’ve got your… READ MORE >
  |   08.14.2014
#LenderRiskManagement
This Week’s Fed Lender Survey: Is the Glass Half Full? Or Half Empty?
Signs of Gradual Healing Continue in Lending Sector While all of us were all settling into our work weeks after another summer weekend, the Federal Reserve released its much-anticipated July 2014 Senior Loan… READ MORE >
  |   08.05.2014
#LenderRiskManagement
NEWS FROM THE OCC: The Good and Not-So-Good on Lender Risk Management
Stern Warning from OCC As Banks Ease Underwriting Loan growth is up moderately, and with it, competition among lenders for new business. Underwriting is easing as a result—and that has regulators concerned. July’s… READ MORE >
  |   08.04.2014
#LenderRiskManagement
Fighting Words for Community Banks: Be a Champion of Change or a Victim
One of the key challenges raised by the lender panel at EDR’s Annual Client Summit last month was the rising burden of compliance chores. What used to take one person part-time now easily… READ MORE >
  |   06.14.2014
#ASTME1527
U.S. SBA TIP SHEET: Avoiding Environmental Screen Outs
NOTE TO EDR INSIGHT READERS: This Tip Sheet was created by the U.S. Small Business Administration’s Environmental Committee based on the thousands of environmental investigations they review each year. It is being redistributed … READ MORE >
  |   01.16.2014