Banks, Credit Unions at Odds Over New Evaluation Rule
After a long period of stasis, there has been a cascade of updates to Federal regulations on when real estate appraisals are required by lenders. The shift began in 2018 when the Office… READ MORE >
  |   08.20.2019
Is Your Bank's Appraisal Policy Up to Par? Tips from the Experts
Yesterday EDR, in collaboration with the ICBA, hosted a webinar titled “Are Your Appraisal Policies & Procedures Compliant?” The focus was on the types of things that trip up banks during an audit… READ MORE >
  |   09.20.2017
Protecting Collateral From Tax Liens
Delinquent property taxes can be a form of loan default, jeopardizing a lender’s lien position and putting collateral at risk. Complicating matters is the fact that monitoring property taxes is no simple task.… READ MORE >
  |   10.10.2016
Feds Warn Banks to Be Prudent: Gentle Warning? Reminder? or High Alert?
Institutions’ commercial real estate lending is once again under fire from regulators. Last month, I published an EDR Insight brief about the OCC’s twice-yearly report from examiners that highlighted an easing of underwriting… READ MORE >
  |   01.14.2016
3 Things I Learned at RMA 2015: Loan Monitoring Is The “Next Shoe to Drop”
I had the pleasure of attending this week’s annual conference of the Risk Management Association in one of my favorite cities: Boston. The conference brought together nearly 600 professionals at every level of… READ MORE >
  |   11.05.2015
Monitoring Collateral Risk Over Life-of-Loan
Commercial real estate lenders have traditionally given close attention to conducting property due diligence during loan origination. However, many are less vigilant post-closing, and property held as collateral often goes unmonitored over the… READ MORE >
  |   10.23.2015
COMMUNITY BANKS: Tip Sheet for Sound Environmental Policy Building
Your Go-To Guide for Getting Started It can be risky business these days for small community banks under intense regulatory scrutiny. When banks provide financing for commercial real estate property purchases, they enter… READ MORE >
  |   05.01.2015