After a long period of stasis, there has been a cascade of updates to Federal regulations on when real estate appraisals are required by lenders.
The shift began in 2018 when the Office…
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Yesterday EDR, in collaboration with the ICBA, hosted a webinar titled “Are Your Appraisal Policies & Procedures Compliant?” The focus was on the types of things that trip up banks during an audit…
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Delinquent property taxes can be a form of loan default, jeopardizing a lender’s lien position and putting collateral at risk. Complicating matters is the fact that monitoring property taxes is no simple task.…
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Institutions’ commercial real estate lending is once again under fire from regulators. Last month, I published an EDR Insight brief about the OCC’s twice-yearly report from examiners that highlighted an easing of underwriting…
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I had the pleasure of attending this week’s annual conference of the Risk Management Association in one of my favorite cities: Boston. The conference brought together nearly 600 professionals at every level of…
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Commercial real estate lenders have traditionally given close attention to conducting property due diligence during loan origination. However, many are less vigilant post-closing, and property held as collateral often goes unmonitored over the…
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Your Go-To Guide for Getting Started
It can be risky business these days for small community banks under intense regulatory scrutiny. When banks provide financing for commercial real estate property purchases, they enter…
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