INSIGHTS

UPDATING YOUR ENVIRONMENTAL POLICY—OR WRITING YOUR FIRST ONE?
Top 10 FAQ on Lender Policy Development Risk managers at financial institutions are dealing with a slew of new regulations (with more to come), and increased attention from examiners on all aspects of… READ MORE >
  |   10.16.2013
OCC Updates Lending Guidance for 1st Time in 18 Years, Expands ERM Policy Recommendations
Think about where you were 18 years ago. It was 1995—the year that Yahoo! surfaced as the first search engine service and eBay was founded. Bill Clinton was President, Toy Story was released… READ MORE >
  |   09.27.2013
LenderLink: EDR Insight Monthly Q&A w/ Mike Tartanella
This is the inaugural LenderLink Q&A. The purpose of this new monthly column is to touch base with various risk managers at lending institutions across the country to get their thoughts, advice and READ MORE >
  |   09.04.2013
Lenders’ Interest in Construction Builds With Market Confidence
As confidence returns to the housing market, financial institutions are treading back into the waters of lending on construction and development projects in metros like Miami, San Francisco, Chicago and Manhattan. The loans… READ MORE >
  |   06.28.2013
SBA Program Looks at Increased Funding for 2013
The Federal Government will remain committed to the Small Business Administration as a vehicle to help stimulate the economy and grow jobs as the SBA looks to be one of only a handful… READ MORE >
  |   11.16.2012
A Tale of Two SBA Programs
With the third quarter of 2012 about to close, two key programs of the U.S. Small Business Administration—the 7(a) and the 504 refi programs—are headed down dramatically different paths. Both are important drivers… READ MORE >
  |   09.24.2012
Latest Environmental Risk Aversion Index Reflects Uncertain Market
Aversion to environmental risk by commercial real estate lenders continues to be elevated in today’s highly uncertain economic climate, although the recent tightening of environmental due diligence standards eased in the latest quarter.… READ MORE >
  |   07.19.2012
Client Alert for EPs: SOP 50 10 5(D) Obsolete on June 1st - New SOP 50 10 5(E) Takes Effect
Effective this Friday, June 1st, the U.S. Small Business Administration is putting a new version of the requirements for the agency’s 7(a) and Certified Development Company (CDC) loan programs into practice. As of… READ MORE >
  |   05.30.2012
Client Alert for CRE Lenders: SOP 50 10 5(D) Obsolete on June 1st - New SOP 50 10 5(E) Takes Effect
Effective this Friday, June 1st, the U.S. Small Business Administration is putting a new version of the requirements for the agency’s 7(a) and Certified Development Company (CDC) loan programs into practice. As of… READ MORE >
  |   05.20.2012
Tip Sheet - Why It's Risky to Ignore Vapor Migration/Intrusion in Lending Practices
Regulations and guidance surrounding vapor migration/intrusion are changing quickly. Lawsuits involving liability created by the migration of vapors from contaminated soil or groundwater are on the rise. The U.S. EPA defines the evolving… READ MORE >
  |   02.20.2012